UCB personal loan
Personal loans are an important financial service that can bring positive changes in the lives of many people. United Commercial Bank (UCB) personal loan program is ideal for those people who want help in meeting their financial needs.
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| UCB personal loan |
UCB Personal Loan Feature
- Loan facility up to 20 lakh taka is available. If the customer wants, he can get personal loan facility from United Commercial Bank up to 20 lakh taka.
- Loan repayment facility up to 5 years. The customer will get up to five years to repay the loan taken. Within this period of five years the customer has to repay his loan with interest.
- No cash security or other collateral is required. That is, no deposit or cash security has to be provided for United Commercial Bank personal loan.
- UCB personal loan Interest rate is 9.00%.UCB Bank offers competitive interest rates on personal loans compared to any other bank. That means you can repay your loan with an interest rate of 9% per annum.
- United Commercial Bank conducts quick and easy approval process for personal loans for sir customers which saves customers time.
- The customer can increase the loan amount as per his requirement. Customers get personal loan facility up to a maximum of 20 lakh taka.
Also, no hidden charges are accepted for taking personal loans from United Commercial Bank.
UCB personal loan requirements
There are certain eligibility and requirements for UCB personal loans.
- Jobbers, Traders and Self Employed Persons: People of all these professions can apply for this loan.
- Minimum income requirement: Minimum income of Rs 25,000 for employed persons, minimum income of Rs 35,000 for doctors, minimum income of Rs 40,000 for self-employed or self-employed persons, and minimum monthly income of Rs 45,000 for traders. Must be money.
- United Commercial Bank personal loan applicant must be at least 21 years of age.
Read more - Grameen Bank Loan System
Documents required to take UCB personal loan
Some documents required to get a personal loan from UCB Bank.
- Duly filled complete application form.
- A recent passport size photograph of the borrower.
- Photocopy of Borrower's National Identity Card.
- Proof of income.
- Photocopy of visiting card or office ID.
- Salary slip of last 6 months in case of employees.
- Copy of utility bill.
- In case of traders, business documents such as trade license, copy of bank statement, partnership deed, MoA copy.
Taking a personal loan can make it easier to fulfill various needs in your life. UCB's easy and convenient loan process will help you solve your financial problems.