IFIC Bank Home Loan
IFIC Bank is at the top in providing home loan. IFIC Bank has given loans of more than 13500 crore taka to 31 thousand customers for the construction and purchase of houses and apartments in cities and villages across the country.
IFIC home loan is a perfect financial solution for you if you have been dreaming of owning a home. This is a loan facility for all creditworthy individuals in Bangladesh who want to buy new or old apartments or flats, mortgage existing houses, flats or apartments, build or renovate existing houses or flats, expand or purchase construction, semi-finished houses, etc. IFIC Home Loan is for them.
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| IFIC Bank Home Loan |
IFIC Bank Home Loan Eligibility
- In case of house owner, the minimum income should be 40 thousand taka per month. And minimum 25% of income through gross verified rent must be deposited in the bank account.
- In case of self-employed or self-reliant professionals, the minimum income should be 40 thousand taka per month and minimum 40% of the total income must be deposited in the bank account.
- In case of salaried percentage or salaried employees, the minimum income should be 35 thousand taka per month.
IFIC Bank Home Loan Tenure
IFIC Bank home loan tenure is up to 25 years for salaried persons and up to 20 years for professionals.
IFIC Bank Home Loan Amount
- Maximum limit of IFIC Bank home loan is up to 2 crore taka.
- Premium overdraft facility up to 2 crore taka.
- Maximum 50 lakhs taka for purchase or construction or renovation in case of half-baked.
Processing Fee
Minimum 0.30% processing fee for my house home loan
There is no processing fee for loan takeover.
IFIC Bank Home Loan Interest Rate
IFIC Bank's Ambari Home Loan interest rate is 13.55%. Remember that loan interest rates can change at any time
Read more - NRBC Bank Home Loan
Documents are required for IFIC bank home loan
- Two copies of passport size photograph of customer and guarantor
- 12 months bank statement
- Salary certificate if employed
- Business Experience Certificate if a businessman
- Trade license
- Tin Certificate
- Copy of NID
- Income supporting documents
- Flat Document Original Land Deed
- Receipt of rent paid till date
- Khatian scar
- All mutations (CS or SA or RS or BS or BS mutation)
- Baya Deeds
- Mauza Map
- Holding Tax Pay Document
- Drawings approved by Rajuk
- Drawings approved by Municipality or Union Parishad
- DCR (Duplicate Carbon Receipt)
- All loan approval letters if any and details of last six months