Agrani Bank DPS Scheme
DPS scheme is where the customer deposits a fixed amount of money every month for 5 or 10 years. At the end of 5 or 10 years, the customer gets the money back with profit. Agrani Bank DPS aims to provide financial security for the future of middle, lower middle and low income people through saving in monthly installments. Any Bangladeshi citizen above 18 years of age can open Agrani Bank DPS account.
 |
| Agrani Bank DPS Scheme |
Features of Agrani Bank DPS
- You can open DPS scheme of Agrani Bank at any branch or agent center of Agrani Bank.
- Agrani Bank's DPS Scheme provides timely interest rates.
- One of the features of Agrani Bank's DPS is the SOD loan facility provided on the deposited amount. In other words, the customer can take a loan against the money deposited in DPS if he wants during the crisis. The tenure of this loan is 1 year and the customer can also repay this loan through EMI method. The profit rate of this loan will be 3% more than the amount of profit the customer is getting.
- Another feature of Agrani Bank's DPS is the facility of withdrawing money before maturity. In other words, if the customer wants to withdraw the money deposited in DPS during the emergency period, in that case the profit will be changed.
- You have to deposit the installment amount between 1st and 10th in DPS of Agrani Bank.
- Agrani Bank's DPS installments range from 1,000 taka to 50,000 taka. (1000 or multiples thereof but up to a maximum of 50,000.)
DPS of Agrani Bank intrest rate
- Agrani Bank offers 7% profit on 5 year DPS
- Agrani bank offers 9% profit on 10 year DPS but currently 10 year DPS is closed, it will be reopened anytime.
Agrani Bank DPS installment payment rules
- No check book or ATM card will be given to this DPS holder or account holder. It will be linked to an account. Installments will be credited after depositing the account amount.
- Installment money should be deposited between 1st and 10th. Advance money can be deposited. That is, if the customer deposits money in his savings account, the money will automatically be deposited in DPS from there.
- No profit will be paid to you if DPS is broken before 1 year.
Read more - Mutual Trust Bank DPS Scheme
Documents are required to open Agrani Bank DPS account
- Photo of account holder's NID card or passport, or birth registration or driving license.
- Two recent passport size photographs of the account holder duly attested by the introducer or introducer. The introducer must have an account with Agrani Bank.
- Photocopy of nominee's NID, or passport or birth registration or driving license to be attested by the account holder.
- 1 copy of recent passport size photo of the nominee which must be attested by the account holder.
- Teen certificate of account holder if any. If you have tin certificate your tax deduction will be 10%. And if you don't have tin certificate your tax deduction will be 15%.
- Customer must have a savings account with Agrani Bank.
- If the nominated nominee of the customer is a minor, then all the documents of the legal guardian must be submitted to the bank.